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ATV Giveaway Official Rules

                                 ATV Giveaway Official Rules                                        

No purchase necessary to enter or win. A purchase does not increase the chances of winning.
GIVEAWAY PERIOD: The ATV GIVEAWAY contest (the “Giveaway”) begins at 12:01 AM CST on January 1, 2020 and ends at 11:59 PM CST on
October 31, 2020 (the “Giveaway Period”). Entries will be received only during the Giveaway Period.

ELIGIBILITY: The Diamond Bank ATV GIVEAWAY (the “Giveaway”) is open only to legal residents of the 50 United States including the District of
Columbia who are at least eighteen (18) years old at the time of entry. Employees of Diamond Bank and any affiliate companies as well as any
household members of each such employee are not eligible. The Giveaway is subject to all applicable federal, state and local laws and regulations
and is void where prohibited. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions,
which are final and binding in all matters related to the Giveaway. Winning a prize is contingent upon fulfilling all requirements set forth herein.

SPONSOR: Diamond Bank, P.O. Box 800, Glenwood, AR 71943

ENTRY: Any Diamond Bank customer that signs up for eStatements, iPAY, Online Banking, MyCardRules, or eNotices during the Giveaway Period is
eligible. Each account that receives eStatements/eNotices are considered an entry. Customers that have eStatements, iPAY, Online Banking,
MyCardRules, or eNotices prior to the Giveaway Period are automatically entered into the giveaway. The account chosen must be in good
standing, as determined by the Sponsor, to be eligible for the Grand Prize. The account chosen must also still be enrolled at contest end.
Individuals are eligible for the Grand Prize. Public Funds, Fiduciaries, Trusts, Estates, Corporations, Sole Proprietorships, LLCs, or
Commercial/Agriculture accounts are not eligible for the Grand Prize.

IMPROPER CONDUCT: Sponsor, in its sole discretion, may disqualify any entrant from participation in this Giveaway if entrant engages in any
conduct Sponsor deems to be improper, unfair, acting in disruptive manner, or acting to abuse, threaten or harass any other person or otherwise
adverse to the operation of the Promotion.

DRAWING DETAILS: All eligible entries received during the Giveaway Period will be included in a random drawing to determine Prize Winner by
October 31st, 2020. Odds of winning are based on the number of eligible entries received. Drawing will be conducted by Sponsor, whose
decision will be final and binding in all matters relating to this Giveaway. The potential Grand Prize Winner will be contacted by phone, mailing
address, or by email. The Sponsor will allow the potential Grand Prize Winner ten (10) business days to accept the prize. If the potential Grand
Prize Winner does not respond in that time frame, another potential Grand Prize Winner will be drawn.

GRAND PRIZE: 2019 Polaris Sportsman 450 EPS; Approximate prize value is $7,200

PRIZE INFORMATION: Prize is non-transferable and is awarded “AS IS” and no substitution will be made except as provided herein at the
Sponsor’s sole discretion. All taxes on the Grand Prize and other expenses related to accepting and/or using a prize is the sole responsibility of the
winner. If applicable, winner will be issued an IRS Form 1099 for the retail value of the prize. The Grand Prize Winner is responsible for transport of
Grand Prize from an undisclosed location in the State of Arkansas.

PUBLICITY: By accepting a prize, the winner consents to the use of his/her name, city/state of residence, photograph, visual and/or audio likeness
for advertising or promotional purposes by the Sponsor, and its designees, including but not limited to the posting of winner’s name on the
Sponsor’s website, Social Media pages, in a Winners List or other online announcements, without additional compensation, permission or
notification except where prohibited by Law.

GENERAL CONDITIONS: Sponsor reserves the right to cancel, suspend and/or modify the Giveaway, or any part of it, if any fraud, technical
failures or any other factor beyond Sponsor’s reasonable control impairs the integrity or proper functioning of the Giveaway, as determined by
Sponsor in its sole discretion. Sponsor reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry
process or the operation of the Giveaway or to be acting in violation of the Official Rules of this or any other promotion or in an unsportsmanlike
or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Giveaway may be a violation of
criminal and civil law, and should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest
extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.

LIMITATIONS OF LIABILITY: The Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants,
printing errors or by any of the equipment or programming associated with or utilized in the Giveaway; (2) technical failures of any kind,
including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized
human intervention in any part of the entry process or the Giveaway; (4) technical or human error which may occur in the administration of the
Giveaway or the processing of entries; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury, illness, liability, loss, litigation, claim,
death or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the
Giveaway or receipt or use or misuse of any prize. If for any reason an entrant’s entry is confirmed to have been erroneously deleted, lost, or
otherwise destroyed or corrupted, entrant’s sole remedy is another entry in the Giveaway, if it is possible. If the Giveaway, or any part of it, is
discontinued for any reason, Sponsor, in its sole discretion, may elect to hold a random Giveaway from among all eligible entries received up to
the date of discontinuance for any oral of the prizes offered herein. No more than the stated number of prizes will be awarded. In the event that
production, technical, seeding, programming or any other reasons cause more than the stated number of prizes as set forth in these Official Rules
to be available and/or claimed, Sponsor reserves the right to award only the stated number of prizes by a random Giveaway among all legitimate,
un-awarded, eligible prize claims.

DISPUTES: Except where prohibited, entrant agrees that (1) any and all disputes, claims and causes of action arising out of or connected with this
Giveaway or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate
Arkansas State Court, (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs
associated with entering this Giveaway, but in no event attorney’s fees; and (3) under no circumstances will entrant be permitted to obtains
awards for, and entrant hereby waives all rights to claim indirect, punitive, incidental and consequential damages and any other damages, other
than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions
concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and
Sponsor in connection with the Giveaway, shall be governed by, and construed in accordance with, the laws of the State of Arkansas without
giving effect to any choice of law or conflict of law rules (whether of the State of Arkansas of any other jurisdiction), which would cause the
application of the laws of any jurisdiction other than the State of Arkansas.

WINNER LIST: For announcements, visit, Facebook Page (Diamond Bank USA), Twitter Page (Diamond Bank USA) or
Instagram Page (Diamond Bank USA). The winners will be posted after the Giveaway is complete. © 2020 Diamond Bank. All rights reserved.
Member FDIC.  Equal Housing Lender.