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Personal Checking

Personal Checking Accounts


Features
Diamond Platinum
Earn Interest
DiamondBack
Get Cash Back
Diamond Checking
An Account that Fits All
Diamond Interest
Tiered Interest-Bearing
Diamond Secure
Extra Benefits Account
Encore Checking
Second Chance Account
Minimum Opening Deposit
$100 $100 $100 $500 $100 $100
Interest Rate
High Interest ___ ___
Tiered Rates
Based on Balance
___ ___
Monthly Service Fee
NONE NONE $5 $7 $8 $10
Rewards*
2.25% APY
(Balances up to $25,000)
3% Cash Back 2
(Up to $7.50 monthly)




ATM Fees Refunded (Fees incurred only from Diamond Bank)




Extra Benefits


Free Checks
(50 years or older)

• ID Theft Protection
• Cell Phone Insurance
• AD&D Insurance 
• Pharmacy & Vision Discount
• Travel & Leisure Discount
• Shopping Rewards

Requirements/Service Charge Reduction
To Receive Rewards:
• Make 15 point-of-sale transactions with your
Diamond Bank debit card.
AND
• Enroll & receive eStatements.
To Receive Rewards:
• Make 15 point-of-sale transactions with your Diamond Bank debit card.
AND
• Enroll & receive eStatements.
Monthly Service Charge waived if ONE of the following is met:
• Enroll & receive eStatements.
• Account holder is over 50 years of age.
• Minimum daily balance exceeds $500.
Monthly Service Charge waived if:
• Minimum daily balance exceeds $500.
Monthly Service Charge Reduction:
• $5 credit with eStatements.
Monthly Service Charge:
• $10 reduced to $8 with direct deposit.
Free Account Features
eStatements, Online Banking, Mobile Banking, Unlimited Bill Pay, Instant-Issue ATM/Debit Mastercard®, Bank to Bank Transfers,
Person to Person Pay, Mobile Deposit, Unlimited Check Writing
(APY) Annual Percentage Yield 
* When requirements are met

NOTES
1. 2.25% APY on balances up to $25,000                                                                       
.25% APY on the portion of the balance over $25,000        
.05% APY paid on the entire balance when requirements are not met.
2. Receive 3% cash back on debit card point-of-sale transactions                            
(Up to $7.50 monthly) when requirements are met.