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Personal Checking

Personal Checking Accounts

Features
Diamond Platinum
Earn Interest
DiamondBack
Get Cash Back
Diamond Checking
An Account that Fits All

Diamond 50+
50 years & older
Diamond Interest
Tiered Interest-Bearing
Diamond Secure
Extra Benefits Account
Encore Checking
Second Chance Account
Minimum Opening Deposit
$100 $100 $100 $100 $500 $100 $100
Interest Rate
Yes N/A N/A N/A
Tiered Rates
(Based on Balance)
N/A N/A
Monthly Service Fee
$5 $5 $5 NONE $7 $8 $10
Rewards*
1.50% APY ¹
(Balances up to $25,000)
3% Cash Back ²
(Up to $7.50 monthly)





ATM Fees Refunded
(Fees Incurred only from Diamond Bank)
Yes Yes No No No No No
eStatements Available
Yes Yes Yes Yes Yes Yes Yes
Extra Benefits



Free Checks
• ID Theft Protection
• Cell Phone Insurance
• AD&D Insurance
• Pharmacy & Vision
Discount
• Travel & Leisure Discount
• Shopping Rewards

Requirements
To Receive Rewards:
• Make 15 point-of-sale transactions with your
Diamond Bank debit card
AND
• Enroll & receive eStatements
To Receive Rewards:
• Make 15 point-of-sale transactions with your
Diamond Bank debit card
AND
• Enroll & receive eStatements





Service Fee Reduction
Monthly Service Fee waived if:
• Enroll & receive eStatements
Monthly Service Fee waived if:
• Enroll & receive eStatements
Monthly Service Fee waived if ONE of the following is met:
• Enroll & receive eStatements
• Minimum daily balance exceeds $500

Monthly Service Fee waived if:
• Minimum daily balance exceeds $500
Monthly Service Fee:
• $5 credit when enrolled & receive eStatements
Monthly Service Fee:
• $10 reduced to $8 with direct deposit
Free Account Features:
Checkmark on shield icon. eStatements  Lock and laptop icon Online Banking & Mobile Banking  Calendar icon Unlimited Bill Pay  Card front and back icon Instant-Issue ATM/Debit Mastercard® 
Two connected map pins icon Bank to Bank Transfers  Card and mobile phone with arrows icon Person to Person Pay  Hand with mobile phone and money icon Mobile Deposit  Check and pen icon Unlimited Check Writing  Mobile with speech bubble icon MyCard Rules App
 
(APY) Annual Percentage Yield
* When requirements are met

NOTES
1. 1.50% APY on balances up to $25,000
.25% APY on the portion of the balance over $25,000 
This results in a range of 1.50% to .38% APY depending on the daily balance.       
.05% APY paid on the entire balance when requirements are not met
2. Receive 3% cash back on debit card point-of-sale transactions                            
(Up to $7.50 monthly) when requirements are met.