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Diamond Platinum Checking

Earn a preferred interest rate with our Platinum account!

  • $100 minimum opening deposit 
  • No monthly service fee
  • No minimum balance to earn rewards
  • Earn 2.25% APY on balances up to $25,000*
    • Earn 2.25% - .45% APY on the portion of the balance over $25,000
    • Earn .05% APY on the entire balance if qualifications are not met
  • ATM Fees Refunded (Only fees incurred from Diamond Bank) 
  • Overdraft Privilege ($500 Limit)

*Qualifications to earn a preferred rate:

  1. At least 15 debit point-of-sale (POS) transactions must be made with your Diamond Bank debit card. The transactions must post and settle to your account during your monthly qualification cycle; AND
  2. You must enroll and receive monthly eStatements for your account by the last day of the monthly qualification cycle. 

Free Account Features: 

Checkmark on shield icon.  Free eStatements
Lock and laptop icon  Online & Mobile Banking 
Calendar icon  Unlimited Bill Pay 
Two connected map pins icon  Bank to Bank Transfers
Card and mobile phone with arrows icon  Person to Person Pay
Check and pen icon  Unlimited Check Writing
Hand with mobile phone and money icon  Mobile Deposit 
Card front and back iconInstant-Issue ATM/Debit MasterCard® 

NOTES
(APY) Annual Percentage Yield 
APYs stated above are accurate as of 11/1/2018. Rates may change after account is opened. If qualifications are met, balances up to $25,000 receive an APY of 2.25% and balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000, resulting in a range of 2.25% to 0.45% APY depending on the balance. Qualifications stated above require 15 Debit Card Point-of-Sale transactions that must post and settle to your account during the monthly qualification cycle. Transactions may take one or more business days to settle to your account. ATM transactions, transfer between accounts or ACH clearing items do not count towards the qualifying transactions. To enroll in eStatements, you must sign up for Diamond Bank's online banking. Contact us on how to sign up or click here for step-by-step instructions. The qualification cycle is the same as your statement cycle. An ATM transaction fee will still be assessed by Diamond Bank if you use an ATM not owned by us. The fee(s) will be reimbursed to you at the end of the statement cycle. Diamond Bank WILL NOT refund any fees charged by the ATM owner or the network they use.