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Diamond Secure Checking Benefits

Be Safer. Spend Smarter. It's Simple! 

Diamond Secure Checking makes it simple to keep your family finances safer and take advantage of smart discounts on financial services and every day purchases. 

IDProtect® helps to better protect you and your joint account owners from any identity fraud event, financial or otherwise, anywhere in the world, even if the event has nothing to do with your account at Diamond Bank®.1



Registration/Activation required to receive IDProtect®benefits- Click Here!(Enroll/Register in your Diamond Bank Mobile App)

  • Identity Theft Expense Reimbursement:

    Receive up to $10,000 to help pay expenses, clear your name, and restore your identity, should you become the victim of identity fraud. (Refer to Insurance Document for complete details of coverage)

  • Fully Managed Recovery with Comprehensive Identity Resolution Services: 

    Should you suffer identity theft, your very own dedicated fraud resolution specialist will help you every step of the way until your identity is restored. 

  • Debit and Credit Card Registration: 

    Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your card become lost or stolen. 

  • Credit File Monitoring:

    Daily credit file monitoring and automated alerts of key changes to your credit report.   Credit file monitoring will take several days to begin following activation.

  • Credit Report and Score:

    Access to credit report and credit scores.  Credit Score is a VantageScore 3.0 based on single credit bureau data.  Third parties may use a different type of credit score to assess your creditworthiness.  View your Credit Score within the Diamond Bank Mobile App and Diamond Bank Online Banking.

  • Credit Score Tracker:

    Receive valuable insight into your credit score.

  • Identity Monitoring:

    Monitoring of over 1,000 databases

More Value-Added Benefits

Debit Advantage®
- Buyers Protection2 covers items for 90 days from the date of purchase against accidental breakage, fire or theft. 
- Extended Warranty2 extends the U.S. manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years. 
- Item(s) must be purchased entirely with an eligible account. 
Cellular Telephone Protection2
- Covers first three (3) phones listed on the cellular 
- Covers damage or theft
- Up to two (2) claims per year
- Up to $300 per claim 
- $50 deductible per claim 
Cell Phone bill must be paid through this account
Accidental Death & Dismemberment Insurance2
- Up to $10,000 
- 24 Hour Coverage
- Coverage divides equally among joint account owners 
- Coverage reduces by 50% at age 70
Travel and Leisure Discounts 
- Redeem and print coupons online 
- Access discounts from your mobile device 
- Local and national discounts such as: hotels, restaurants, rental car, museums, florist, sporting events, dry cleaners and more 
$hopping Rewards™
- Access to exclusive offers and discounts at thousands of leading online retailers
- Shop online using our customized shopping portal and receive cash back
- Cash back will be held in your Shopping Rewards account to use toward future purchases or conveniently sent to you as a check 
Family Health Discounts 
- Prescriptions
- Vision: Exams, glasses, contact lenses, corrective surgeries
- Dental
This is not insurance. 
(Registration/Activation required- Click Here!
1 IDProtect is a personal identity theft protection service available to personal checking account owner(s), and their joint account owners. The service is available to non-publicly traded businesses and their business owner(s) listed on the account (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and cover the grantor trustee(s). For all other fiduciary accounts, the service cover the beneficiary, who must be the primary member (Fiduciary is not covered). 
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance. 
3 Credit file monitoring from Experian and TransUnion will take several days to begin following activation. 

Insurance products are not a deposit; not FDIC insured; not an obligation of the bank; and not guaranteed by the bank or any affiliated entity.